• Socrates: Do numbers in a bank account make people happy?
• Bill: The numbers in our financial system have a value.
• Fred: That's why you're paying the debt collection fees.
• Bill: Yep, my point was why pay those fines and when you don't pay anything out it will reflect how unhappy or poor you are in debt.
• Fred: That makes sense. I'm no financial banker, but that's exactly what happens. You pay those fines.
• Bill: This is a false statement because the rules actually say at the end the balances are all cash, the balance in is debt balances. Therefore that amount is not even remotely correct.
• Fred: Yea you're wrong
• Bill: no u did that
• Fred: I did it.
• Bill: Yahaha. U did!!